Don’t get in the habit of buying something before you need it or because you think you might use it at some future date. Indulgence because you think you “owe it to yourself” or “it will help your self-esteem” is a bad habit. You can develop habits that will ensure
If a person or family will live a restrained lifestyle, they will be able to live on thousands of dollars less each year. You should incur debt only when it makes good economic sense. The expense of borrowing should be less than the economic benefit you will receive. Don’t underestimate
Quotes On Debt – Part 2 A mortgage casts a shadow on the sunniest field. – Robert Green Ingersoll If I owe Smith ten dollars, and God forgives me, that doesn’t pay Smith. – Robert Green Ingersoll At the time we were funding our national debt, we heard much about
ATTITUDE isn’t simply a state of mind; it is also a reflection of what we value. Attitude is more than just saying we can; it is believing we can. ATTITUDE is a CHOICE! Attitude requires believing before seeing, because seeing is based on circumstances, believing is based on faith. Attitude
Mending the Holes in Your Pocket: Knowing Where Your Money is Going “Look at what’s happening to you! You have planted much but harvest little. You eat but are not satisfied. You drink but are still thirsty. You put on clothes but cannot keep warm. Your wages disappear
Bring About Change by Remembering Practical Wisdom Americans are blessed with a lot of cash flowing through our hands. Bring a halt to some of the flow. Attack the problem aggressively with a plan. Your credit problems didn’t just suddenly appear. It took a lot of steps to get into
Plastic ATM card, debit cards and credit cards are all stand-ins for money. They are not the real thing. They are just representatives, and often poor ones, when they represent debt. Five reasons to pay cash! Paying cash means making some lifestyle changes and sacrifices, but it will keep you
Here are some small ways that you can bring about change to your financial situation. Many of these changes initially seem very minor. When collectively integrated into your life, however, these minor adjustments in thinking and action can result in major change. Bring About Change by Making Small Sacrifices You
The following list of 10 financial principles were penned by the Reverend William J. H. Boetcke.[i] Part of the beauty of these remarks is that they are short, to the point, and easily understood by anyone. You cannot bring about prosperity by discouraging thrift. You cannot help small men by