Ok readers, I agree….budgets CAN be very boring. A bunch of numbers, a bunch of totals; restrictions on anything and everything it seems! But the truth is, budgets are not meant to restrain you, but to free you. Some short-term restraint now….but in favor of some long-term freedom! Budget does
Record every penny spent for the past 90 days and the next 90 days. If you don’t know where the money went, how can you get out of debt? Close your eyes and visualize a stress-free, debt-free lifestyle. You are on vacation…but you have paid for it all in advance.
There are a number of ways that derail the best of intentions. Many find themselves on track with their savings and investments and well on their way to financial independence, then something happens. It might be something as simple as your “wants” getting in front of your “needs.” One of
After looking forward to it for many years and planning for it with anticipation, your years of retirement should be a time of enjoyment and a wonderful season in your life. But when the time comes, will you have all of the resources accumulated to allow you to live the
Savings and investments are necessary for you to take full responsibility for your future. You provide for your future by accumulating enough wealth to take care of your needs independent of any other person or entity. You accumulate wealth by investing. You invest by first saving dollars for that purpose.
The secret to becoming wealthy is steady plodding; putting away a few dollars at a time, consistently, week after week for the rest of your life. Adjusting your lifestyle to do this is not only important, but also absolutely necessary. To start saving for the future, you also have to
You may be reading this blog at a very young age, but you’ll get old very quickly, trust me. Someday all of us want to relax and not have to focus on earning money every hour of every day. The best way to prepare for that time in our lives
Get in the habit of paying as you go. Paying cash for an item not only gives a person that sense of confidence and well-being, it keeps debt at a lower balance than the previous month. If you do charge for an item with the intention of paying it off
Why I Pay With Cash ….and why you should too! 1. If you pay cash, you are likely to be more careful in your purchase. You may not make the purchase at all. You may delay the purchase until you have enough cash. You may decide there are other priorities