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“Free” Vacations


A favorite giveaway to lure you to sales presentations, such as those peddling condos, is the promise of a dream vacation to Hawaii, the Bahamas or Mexico. In fact, what you get is a vacation certificate. To take advantage of it, you must typically deal with an out-of-state travel agency by mail, not by telephone. […]

Thinking About Becoming An Entrepreneur?


Have you ever given any thought to owning your own business?  If so, maybe you are an entrepreneur!  Or maybe you are the managerial type and you want to grow an existing business.  Perhaps you are neither of the two, but instead you are the administrative, analytical type who takes great professional interest in assessing […]

Choosing Your Attitude


ATTITUDE isn’t simply a state of mind; it is also a reflection of what we value.  Attitude is more than just saying we can; it is believing we can.  ATTITUDE is a CHOICE! Attitude requires believing before seeing, because seeing is based on circumstances, believing is based on faith.  Attitude is contagious, especially when we […]

Living Below Your Means


So how IS living?  Are you experiencing the good life in the land of opportunity?  Or, financially speaking, are you not doing so well?  If so, I’ve got an answer for you!  A solution that will take care of you for the rest of your life.   But first an oft-quoted axiom is to “live within […]