Author · Advisor · Teacher · Lecturer

A wiser way to live well.

Rich Brott writes about business, finance, purpose and stewardship – with a grounded perspective for the decisions that shape an abundant life.

rich-brott

Insights & Wisdom for a Rewarding Life – Financially, Personally, Spiritually.

- Rich Brott

Kingdom perspective

Business · Finance · Purpose · Stewardship

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Book of the Day

The Pathway to Financial Independence - 35 Essential Keys
PERSONAL FINANCE

The Pathway to Financial Independence: 35 Essential Keys

BY RICH BROTT | PUBLISHED: JUNE 3, 2026 | SOFTCOVER, 6″ X 9″, 309 PAGES – $24.99

have been living above your means, you are already in serious debt with no hope of becoming debt free unless you quickly change your financial habits. If you have been living within your means, you may be debt free, but you have little or no savings or investments to carry you through your retirement. What you must begin to do is live below your means. The book will show you how to do just that.

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Today’s Essay

SAVING 1 MIN READ

Dusting Off the Piggy Bank

Dusting Off the Piggy Bank Long-term investing is your best hedge against inflation, but you need to save in order to invest. This can be tough to do. Have you ever noticed that after you pay your monthly bills, buy groceries and cover your other expenses, you have little left in your paycheck? Consider contributing […]

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CREDIT 1 MIN READ

The Credit Solution

A Change in Lifestyle To avoid getting into financial problems in the future, you must understand your flow of income and expenses. Some people call this making a budget. Others find the term budget too restrictive and use the term spending plan. Whatever you call it, spend at least two months writing down every expenditure. […]

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SCHEMES & WARNINGS 1 MIN READ

“Take-Their-Money” & Disappear Schemes

Most people make major financial expenditures without really looking at all the facts. This kind of action is downright dangerous and certainly not smart. The ultimate cost and alternative possibilities are seldom considered when someone is swept along in a desire to acquire a new home, car, business or other personal investment. Beware of retail […]

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LIFE MANAGEMENT 1 MIN READ

The Cost of Self-indulgence

Greed did not begin with our generation. One Old Testament king failed miserably because he was over committed to the profit motive. King Saul had been instructed by God to destroy all of the people and the livestock of the Amalekites. Instead of doing as commanded by God, he disobeyed by saving King Agag and […]

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Tithing

6 Truths About Tithing

When you give with joy and with all of your heart, you are not thinking about “the least amount” that you can give. You give because you want to!

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Giving

4 Secrets In Sowing The Seed

Here are four key principles that relate to seed sowing and your personal finances…

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Today’s Article