Author · Advisor · Teacher · Lecturer
Rich Brott writes about business, finance, purpose and stewardship – with a grounded perspective for the decisions that shape an abundant life.

Insights & Wisdom for a Rewarding Life – Financially, Personally, Spiritually.
- Rich Brott
Kingdom perspective
Business · Finance · Purpose · Stewardship
Being in debt requires change. Decide to change your attitude, lifestyle, spending habits and invest in a new you. When your debts are high and your monthly income is not enough to cover the expenses, there are ways to solve your debt problem. However, the road to financial recovery takes total commitment. By applying essential keys, you can be successful in handling your finances. You can be successful in making wise investment decisions. You can become financially independent. You can become financially self-sufficient.
By now, you should have a clear picture of how much money you can manage to pay back and when you will be able to pay it back. The next step is to decide how much you will pay each creditor and how long it will take to pay off each creditor. Try to set […]
READ ESSAY >For over 35 years, one of my favorite giving targets is that of giving to world missions. My wife and I have consistently given to missionaries, missions projects and charities…and to some of the same ones since the beginning. Great opportunities to give in these areas are available through your local church and of course […]
READ ESSAY >You are hoping that your friend or relative will pay back the loan. There’s a good chance that it will not happen. When your friend or relative defaults, then you have the “privilege” of paying back the money. My advice is to never co-sign a note unless you can afford to give the money away!
READ ESSAY >Good Debt vs. Bad Debt When it comes to taking on personal or non-business debt, many people, even so-called consultants, will tell you that there is “good debt” and “bad debt.” Wrong! Please don’t buy into the “good debt” / “bad debt” discourse. ALL personal debt is bad! Now I am not necessarily talking about […]
READ ESSAY >Debt reduction will never take place without the assistance of a written plan. Planning ahead for an eventual result provides a road map to follow with pre-designated milestones. If you don’t have a plan, how will you know when you are successful? Without a predetermined road map, how do you know where you are going? It is your responsibility to have a written plan that continually measures your debt-reduction progress.
Read More >Nothing happens in the economy of God until you give something away.
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