Author · Advisor · Teacher · Lecturer

A wiser way to live well.

Rich Brott writes about business, finance, purpose and stewardship – with a grounded perspective for the decisions that shape an abundant life.

rich-brott

Insights & Wisdom for a Rewarding Life – Financially, Personally, Spiritually.

- Rich Brott

Kingdom perspective

Business · Finance · Purpose · Stewardship

The library

Book of the Day

How to Become Financially Self-Sufficient: 35 Essential Keys to Fiscal Freedom
PERSONAL FINANCE

How to Become Financially Self-Sufficient: 35 Essential Keys to Fiscal Freedom

BY RICH BROTT | PUBLISHED: MAY 13, 2026 | SOFTCOVER, 6″ X 9″, 297 PAGES – $24.99

Being in debt requires change. Decide to change your attitude, lifestyle, spending habits and invest in a new you. When your debts are high and your monthly income is not enough to cover the expenses, there are ways to solve your debt problem. However, the road to financial recovery takes total commitment. By applying essential keys, you can be successful in handling your finances. You can be successful in making wise investment decisions. You can become financially independent. You can become financially self-sufficient.

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Today’s Essay

CO-SIGNING 1 MIN READ

Co-signing – You Risk Ruining Your Credit Rating

You Risk Ruining Your Credit Rating When you cosign a loan, your credit is affected immediately. Does this shock you? You see it doesn’t matter that the loan may eventually be paid in full by the initial borrower. Your credit will be affected the minute you sign the paperwork. How does that happen, you ask? […]

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PROSPERITY 1 MIN READ

Riches in Bible Times

Riches in Bible Times In Bible times, riches often consisted of beautiful clothing and precious metals. Immense value resided in garments passed down from generation to generation. Jacob gave Joseph a coat of many colors. Joseph gave Benjamin five changes of clothing. Samson promised thirty changes of garments to the one who guessed his riddle. […]

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CREDIT 1 MIN READ

Are You A Credit Risk?

Everyone knows that potential lenders look closely at your credit record, but did you also know that landlords and insurance companies do, too? Here are some tips for building up a clean credit record and making sure it stays that way. You probably already know that your credit report is all-important when it comes to […]

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CO-SIGNING 1 MIN READ

Co-signing – More Than You Thought Is Owed

More Than You Thought Is Owed In the event of loan default, all that extra expense, transaction fees, legal fees, etc., will be added on to your bill as a cosigner. You could increase your debt obligation to nearly $30,000 less the proceeds from the sale of the vehicle. In this scenario, you could easily […]

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Business Management

Starting Your Business

Some thoughts and pointers on starting your business.

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Retirement Planning

12 Things You Must Know Before Approaching Retirement

Increasing numbers of people are finding that retirement is staring them in the face before they are ready to leave the work force. Many are facing employment which pays less and, more importantly, the loss of pension or retirement plans that they thought would be theirs. It is so important to invest personal money and adequately prepare for the golden years.

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Today’s Article