Author Short Essays

Category: Debt

Faulty Financial Thinking

Wrong thinking? Yes I have done so when it comes to my finances. I get set in my ways, in old paradigms, old school thinking and can easily perpetuate the myth that everything is ok, when in fact my financial world was about to collapse on top of me. Impending

Live Below Your Means

Hello readers! How are you? I hope you are doing well today! So how IS living? Are you experiencing the good life in the land of opportunity? Or, financially speaking, are you not doing so well? If so, I’ve got an answer for you! A solution that will take care

What Does It Mean To Be Debt Free?

So let’s chat about what it means to become debt free. Is this an achievable reality? Can one truly become free from all debt? If so achieved, is it then possible to remain without debt? To be completely debt free means to owe nothing; no auto debt, no credit card

Why Do People Go Into Debt?

Why do people go into debt? Usually it is from ignorance of the eventual financial consequences. True enough, sometimes, unforeseen disasters occur that are completely out of a person’s control. This may include the loss of a job or gigantic health and medical bills that come out of nowhere. Usually

Think Twice About Credit Card Debt

Your current credit card debt represents more than just the fact that you owe money. It represents the fact that you are spending more money than you are making. It represents the fact that, depending on how much you owe, you could be out of touch with your financial situation.

Putting The Brakes On Borrowing

Too often, people are quick to borrow instead of trusting the Lord to meet their needs. After all, doesn’t Scripture tell us that our God is a providing God, and that He will take care of us by meeting our needs? What if we turn to credit and take on

Dangers Of Excessive Borrowing

There is a great danger in our society of getting trapped by debt. Perhaps the greatest need in families today is to understand the consequences of being trapped by debt, with limited income, creating a financial position where recovery seems impossible. Anyone can find a wealth of information which deals

Why You Should Become Debt Free – Part 3

To have money for repairs. If you own or even rent a home, you will need money for repairs and general upkeep. Some examples of possible repairs are a leaky roof, a squeaky furnace, household appliances such as the washer, dryer and refrigerator, and other necessary repairs on vehicles, computers,

Why You Should Become Debt Free – Part 2

To stay mentally healthy. Clear thinking and peace of mind cannot be taken for granted. It is hard to have clarity of thought and difficult to make good, logical and well-reasoned financial decisions when you are stressed under a burden of heavy debt. To maintain a healthy marriage. Finances are