Living Far Below The only way for you to provide for your later years is to live below your means. If you want to have any hope of achieving financial independence you must live far, far below your means. This is not a difficult concept to understand. Although it is
Stress Level Living above your means creates high stress levels. High stress levels affect your health, your spiritual life, your emotional health, your marriage and your financial life. Living within your means lessens this stress. Living below your means decreases the normal stress of life much more. Living far below
Impulse Buying is Predominant In our culture, impulse buying is predominant. In years predating the present easy credit, you would walk into a department store, see an item you would like to purchase, and put a small cash down payment toward it and then pay it off monthly until the
Quotes On Debt – Part 4 If you think nobody cares if you’re alive, try missing a couple of car payments. – Earl Wilson Debt is the secret foe of thrift, as vice and idleness are its open enemies. – James H. Aughey The man who never has money enough
Quotes On Debt – Part 3 A public debt is a kind of anchor in the storm; but if the anchor be too heavy for the vessel, she will be sunk by that very weight which was intended for her preservation. – Charles Caleb Colton Debt is a prolific mother
Quotes on Debt – Part 1 The only man who sticks closer to you in adversity than a friend is a creditor. ~Author Unknown Who goeth a borrowing, Goeth a sorrowing. ~Thomas Tusser Before borrowing money from a friend, decide which you need most. ~American Proverb In God we trust;
But I Have Worked So Hard! Of course, you think you have worked hard and deserve some extras, and perhaps you do – but don’t! Now is the time to say no and now is the time to give up the extra things you purchase that make you feel good.
Bring About Change by Obeying God’s Principles There are certain principles which, if followed, will lead to a peaceful and prosperous life: “Blessings on all who reverence and trust the Lord— on all who obey Him! Their reward shall be prosperity and happiness” (Psalm 128:1-2 TLB). 1. You must never
Are You a Borrower or a Lender? Part III Here are the details for your review Vehicle Loan Cost of Vehicle: $30,000 Invest Instead Interest Rate: 12%