Don’t get in the habit of buying something before you need it or because you think you might use it at some future date.  Indulgence because you think you “owe it to yourself” or “it will help your self-esteem” is a bad habit.

 

You can develop habits that will ensure you will enjoy financial success, regardless of how much or how little your income.  Many earn very little over a lifetime, yet manage to save enough for a debt free and secure retirement.

 

 

Your thoughts on this subject?  Your comments appreciated!

 

Content © Rich Brott, 2011

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