People who have become disciplined and paid off their existing debt have made it to the starting line. Do they continue to progress or did they mistake the starting line for the finish line? How many of them grabbed the prize and went back to their old ways of living and thinking? Many people have […]

The simple truth is that getting out of debt is only the first step. That is how you get to the starting point. Staying out of debt and moving forward to financial independence is the bigger challenge. And that’s where the big rewards await. What does a debt-free life look like? Here’s a mental picture […]

When your debts are high and your monthly income is not enough to cover the payments, there are ways to solve your debt problem. However, the road to financial recovery takes a total commitment. You must decide that you want to be debt-free. You have to discipline yourself to take the necessary action to pay […]

Although not a popular theme and despite the fact that some think they’re in debt so deep that they can’t ever get out, becoming debt-free is a worthy, realistic and attainable goal. Getting rid of your debt isn’t always easy. However, the process is actually very simple. Allow no more debt …duh! That means no […]

In order to get out of debt, you have to stop charging and start taking charge of your spending habits. If you use credit cards without paying the balance monthly, owe money on a loan or are paying off a home mortgage, you’re a debtor. Most Americans are in debt; if you’re not, some might […]