The problem with easy credit is that banking institutions are always willing to give you more money than you have the ability to repay.  If you need to borrow a thousand dollars for an unexpected need because you have not set aside dollars for that purpose, the lending institutions will try to give you several […]

If a person or family will live a restrained lifestyle, they will be able to live on thousands of dollars less each year.  You should incur debt only when it makes good economic sense.  The expense of borrowing should be less than the economic benefit you will receive.   Don’t underestimate the interest of God […]

Getting into Debt Is Simple The road into the misuse of credit is wide, broad, simple, easy, accessible, effortless, uncomplicated, painless, spacious, available and trouble free. However, there is no quick and easy way out from under a heavy debt load. With debt, in essence, you slide in and climb out – easy to get […]

Borrow Money with the Right Intentions It is not wrong to borrow money, but it is wrong to take on debt without the ability to pay it back or with the intention of never repaying what is owed. What is meant in Romans 13:8 when it says not to owe anything to anyone? “Obey the […]

The Lifestyle of Debt What about a lifestyle of debt? Is a Christian to borrow? Is debt okay? Some would believe it is wrong for a Christian to have any debt. Some will say it is all right to borrow for a house, but never borrow for anything that would depreciate. While I am not […]