From No Money to $29,570,476.09!  Let’s say that you have a 12-year-old child. Let’s say that you make a one-time investment into a S&P 500 mutual fund of $1,000 at his/her current age. An S&P 500 index fund is a group of stocks considered to be generally representative of the stock market. This index is […]

Four years ago, my wife asked me if I had heard of the financial talk-show host, Dave Ramsey. I had not. On her way home from work, she occasionally tunes into the show. Picking up my son from school, who was at that time twelve years old, gave him the opportunity to listen to the […]

There are a number of ways that derail the best of intentions. Many find themselves on track with their savings and investments and well on their way to financial independence, then something happens. It might be something as simple as your “wants” getting in front of your “needs.” One of your “needs” is to provide […]

After looking forward to it for many years and planning for it with anticipation, your years of retirement should be a time of enjoyment and a wonderful season in your life. But when the time comes, will you have all of the resources accumulated to allow you to live the life you imagined? Most people […]

Savings and investments are necessary for you to take full responsibility for your future. You provide for your future by accumulating enough wealth to take care of your needs independent of any other person or entity. You accumulate wealth by investing. You invest by first saving dollars for that purpose. You save dollars by finding […]