Chartery On Debt       “Debt haunts the mind; a conversation about justice troubles it; the sight of a creditor fills it with confusion; even the sanctuary is not a place of refuge. The borrower is servant to the lender. Independence, so essential to the virtues and pleasures of a man, can only be […]

Are You a Borrower or a Lender? – Part I     Let’s contrast a real-life scenario of the borrower versus the lender that happens tens of thousands of times every day.  A person walks into an auto show room and falls in love with that new car or truck that has everything he ever […]

Are You a Borrower or a Lender? Part II     As mentioned in my previous blog, you have two choices.  Here, again, are the two choices:   1)    making vehicle loan payments 2)    taking that very same payment and investing it in the equity market yielding average equity returns over the past 40 years.  […]

Are You a Borrower or a Lender? Part III       Here are the details for your review:     Vehicle Loan   Cost of Vehicle:  $30,000         Invest Instead   Interest Rate: 12%           Your thoughts on this subject?  Your comments appreciated!

Ralph Waldo Emerson On Debt “A man in debt is so far a slave.” ”Debt, grinding debt, whose iron face the widow, the orphan, and the sons of genius fear and hate; debt, which consumes so much time, which so cripples and disheartens a great spirit with cares that seem so base, is a preceptor […]