Making Small Sacrifices You CAN do WITHOUT these things: Cable TV Call Waiting, Call Forwarding, Conference Calling Gourmet coffee drinks/snacks Hobby acquisitions and/or expenses Lodging expenses at the beach, mountains or other destinations Massages and manicures Movies New clothes Restaurants Sports events Unnecessary vehicles (all new vehicles) Your thoughts on this subject? Your comments appreciated!

10 Financial Principles The following list of 10 financial principles were penned by the Reverend William J. H. Boetcke. Part of the beauty of these remarks is that they are short, to the point, and easily understood by anyone. You cannot bring about prosperity by discouraging thrift. You cannot help small men by tearing down […]

Five Things You Can Do With Money There are only five things you can do with money. 1.    Give it. 2.    Save it. 3.    Invest it. 4.    Lend it. 5.    Spend it.  Notice where spending comes in that lineup: last. Spending should never be the first thing you do with your money. Because the proper […]

How People Spend Their Paychecks These figures taken from USA Today show national averages in various spending categories.   22%   Housing (including furniture and repairs) 22%   Transportation (car, gas and oil, repairs) 15%   Food 09%   Social Security, pensions 07%   Utilities 05%   Clothing 05%   Entertainment, recreation 04%   Medical care 03%   Savings 02%   Insurance (except car and […]

Secrets of the Seed – Part IV Enjoy some of the seed!  The apostle Paul realized that, although everything in the universe belongs to God, if we partner with Him, He allows us to keep some of everything He provides. The farmer who harvests the crop has a right to eat some of it. The […]