An Impulse List Maintain an impulse list. Write down what you want, then get at least two additional prices. Never have more than one item on your list. Do you know why? Because long before you will have found two prices on the first item, you will probably find two more items that you would […]

Saving Money or Going Broke? A person could easily go broke saving money on good buys. Buying a $500 item on sale for $400 isn’t a $100 savings if you didn’t need the item to begin with. It’s spending $400 that you didn’t need to spend. The only way to conquer impulse buying is through […]

Celebrate Your Progress! Keep a written account of your progress. Set financial goals. This will help increase your savings and give you peace of mind and less stress over money issues. Progress may seem very slow at first, especially if the debt load is very large. But it’s a great feeling to whittle away at […]

Getting the Most for Your Money Get the most for your money. Shop for value whenever you can. Go to warehouse-type stores, buy items (ones you actually need) in bulk, wait to buy stuff on sale (especially furniture and clothing), get last year’s model (car, appliance) this year. It’s probably just as good and the […]

Alternatives to Spending Your Money Find alternatives to spending money. For a friend’s birthday, take him or her on a picnic rather than to an expensive restaurant. When someone suggests that you meet for lunch, propose meeting at the museum on its free day or going for a walk in the park. Instead of buying […]