Chartery On Debt
 
 
 
“Debt haunts the mind; a conversation about justice troubles it; the sight of a creditor fills it with confusion; even the sanctuary is not a place of refuge. The borrower is servant to the lender. Independence, so essential to the virtues and pleasures of a man, can only be maintained by […]

Ralph Waldo Emerson On Debt

“A man in debt is so far a slave.”

”Debt, grinding debt, whose iron face the widow, the orphan, and the sons of genius fear and hate; debt, which consumes so much time, which so cripples and disheartens a great spirit with cares that seem so base, […]

Baron Lytton on Debt
 
 
“Debt is to man what the serpent is to the bird; its eye fascinates, its breath poisons, its coil crushes sinew and bone, its jaw is the pitiless grave.”
”Man hazards the condition and loses the virtues of freeman, in proportion as he accustoms his thoughts to view without anguish or […]

Build a Huge Nest Egg
 
 
You can build a huge nest egg for your later years simply by living below your means.  Does it mean driving a car that should be abandoned in a junkyard?  Not really.  Does it mean eating oatmeal seven days a week and drinking only water?  Not really, but perhaps […]

Credit Cards Are the Norm
 
In our culture, credit purchases are the norm.  Often, before an item has been paid for, it has been discarded.  If you think you must have it all now or you cannot be happy, a paradigm shift must be made in your thinking. 
 
In our culture, going in hock […]