Providing For Your Future
The only way for you to provide for your later years is to live substantially below your means. If you want to have any hope of achieving financial independence you must live far, far below your means. This is not a difficult concept to understand. Although it is very simple, few people do it. Because […]
Why Do People Go Into Debt?
Why do people go into debt? Usually it is from ignorance of the eventual financial consequences. True enough, sometimes, unforeseen disasters occur that are completely out of a person’s control. This may include the loss of a job or gigantic health and medical bills that come out of nowhere. Usually these are rare exceptions. For […]
Choosing to Improve Your Financial Condition – 2
Of course, you think you have worked hard and deserve some extras, and perhaps you do – but don’t! Now is the time to say no and now is the time to give up the extra things you purchase that make you feel good. Will some of this involve saying no to some of your […]
Choosing to Improve Your Financial Condition – 6
You have to get to the starting line, establish your long-term goal of reaching financial freedom, define that goal in terms of steps, and then change gears from debt-recovery to debt-prevention. You have to think specifically, not generally, about how you’re going to get there and then rejoice because each step from now on will […]
Heading For A Financial Catastrophe?
Are this month’s credit card balances higher than previous months? Have you never paid more than the minimum payment required on your credit lines or credit cards? Are you continuing to add new cards to your pocketbook? Are you always seeking new ways to borrow? Have you been feeling anxious about your debt burden? Does […]
Wise Credit Management
In the process of building our financial future, there are times when we ask another person or a financial institution to use their money for a limited period of time. This is borrowing or taking out a loan. Usually, the lender allows us to use their money in exchange for a percentage fee called interest. […]
Love, The Greatest Gift
“But whoso hath this world’s good, and seeth his brother have need, and shutteth up his bowels of compassion from him, how dwelleth the love of God in him?” (I John 3:17 KJV) A 19th-century folktale is set in a small shtetl in Russia, where a terrible cold front was causing extreme suffering to the […]
Blessing Begins In The Heart
The heart and attitude of a blessed person are worth examining. Blessed people are set apart in many ways because they have learned how to be blessed. We all have the opportunity to receive the blessing of God and be under the shadow of the Almighty if we so desire. The blessed person gives of […]
Blessing Is Not Just About Possessions
“Then he said to them, ‘Watch out! Be on your guard against all kinds of greed; a man’s life does not consist in the abundance of his possessions’” (Luke 12:15 NIV). Many wealthy people wish they had friends. Some of the most prominent people in the world are some of the saddest people on earth. […]