When you have debt, change is necessary. You must make a decision to change your attitude, lifestyle, spending habits and invest in a new you. When your debts are high and your monthly income is not enough to cover the payments, there are ways to solve your debt problem. However, the road to financial recovery takes a total commitment.
When you make a decision to change, it must be firmly rooted in the knowledge of what got you there in the first place. You must know why you feel like you work your entire week just to serve a lender. It’s really nothing new, as the Bible clearly summed up this same situation many years ago. Proverbs 22:7 says, “The rich rule over the poor, and the borrower is servant to the lender.”