Using Cash     Paying cash for a purchase is not generally promoted in our society.  In many cases, it is outright discouraged.  Why pay cash when you can lease the item?  Why pay cash when you can enjoy low-interest financing?  Why pay cash when you could be building your personal credit rating?  Why pay […]

Nine Reasons to Become Debt Free     To maintain a healthy marriage.   Finances are said to be the number one cause of divorce today.  This isn’t having money or not having money.  It has to do with how we handle our money, our discipline, our integrity, our responsibility for it and our accountability […]

Nine Reasons to Become Debt Free       To stay mentally healthy.    Clear thinking and peace of mind cannot be taken for granted.  It is hard to have clarity of thought and difficult to make good, logical and well-reasoned financial decisions when you are stressed under a burden of heavy debt.   Your […]

Nine Reasons to Become Debt Free     To stay emotionally healthy.   Long after the pleasure of the purchase is gone, the emotional baggage of repayment goes on and on.  If you decide to go ahead and sell the item you were so excited about owning, it is worth a fraction of what you […]

Nine Reasons to Become Debt Free   Can you become debt free?  Yes!  Yes, you absolutely can!  Why should you desire to become debt free?  What should motivate you to stay within a planned budget, pay off debt and keep it paid off?  Of course, we could list literally hundreds of reasons, but here are […]