Build a Huge Nest Egg
 
 
You can build a huge nest egg for your later years simply by living below your means.  Does it mean driving a car that should be abandoned in a junkyard?  Not really.  Does it mean eating oatmeal seven days a week and drinking only water?  Not really, but perhaps […]

Credit Cards Are the Norm
 
In our culture, credit purchases are the norm.  Often, before an item has been paid for, it has been discarded.  If you think you must have it all now or you cannot be happy, a paradigm shift must be made in your thinking. 
 
In our culture, going in hock […]

An Impulse List

Maintain an impulse list. Write down what you want, then get at least two additional prices. Never have more than one item on your list. Do you know why? Because long before you will have found two prices on the first item, you will probably find two more items that you would […]

Saving Money or Going Broke?

A person could easily go broke saving money on good buys.

Buying a $500 item on sale for $400 isn’t a $100 savings if you didn’t need the item to begin with. It’s spending $400 that you didn’t need to spend.

The only way to conquer impulse buying is through […]

Getting the Most for Your Money

Get the most for your money. Shop for value whenever you can. Go to warehouse-type stores, buy items (ones you actually need) in bulk, wait to buy stuff on sale (especially furniture and clothing), get last year’s model (car, appliance) this year. It’s probably just as good and the price […]