Site Archives Spending

Mending the Holes in Your Pocket


Mending the Holes in Your Pocket:
Knowing Where Your Money is Going
 
 
“Look at what’s happening to you! You have planted much but harvest little. You eat but are not satisfied. You drink but are still thirsty. You put on clothes but cannot keep warm. Your wages disappear as though you were putting them in […]

Controlled Spending


Controlled Spending 
 
One fairly obvious way to save money is by developing good spending habits. Many people have never learned the art of “living below their means” - essentially, controlling their spending.  Spending money to get the most out of it is something you will have to work at, just as you will […]

Impulse Buying is Predominant


Impulse Buying is Predominant
 
 
In our culture, impulse buying is predominant.  In years predating the present easy credit, you would walk into a department store, see an item you would like to purchase, and put a small cash down payment toward it and then pay it off monthly until the item was paid for.  […]

Getting Your Money’s Worth


Getting Your Money’s Worth
 
 
 
Before making a purchase, pause for a minute to ask yourself a questions.  Is it worth what I’m paying for it?  This is where spending money becomes a real skill.  Worth or value is often hard to determine. 
 
Value in this case means the quality of the product itself; it […]

Purchasing While Considering Quality


Purchasing While Considering Quality
 
 
Generally, when you are buying a product where length of service and performance are important, quality — how well it is made, how well it functions, how long it will last — is first consideration.  Price is, within budget limits, a second consideration. 
 
Appearance may or may not be a […]