Here are some small ways that you can bring about change to your financial situation. Many of these changes initially seem very minor. When collectively integrated into your life, however, these minor adjustments in thinking and action can result in major change.
 
Bring About Change by Making Small Sacrifices
 
You CAN do WITHOUT […]

The following list of 10 financial principles were penned by the Reverend William J. H. Boetcke.[i]  Part of the beauty of these remarks is that they are short, to the point, and easily understood by anyone.
 

You cannot bring about prosperity by discouraging thrift.
You […]

Stress Level
 
 
Living above your means creates high stress levels.  High stress levels affect your health, your spiritual life, your emotional health, your marriage and your financial life. 
 
Living within your means lessens this stress. 
 
Living below your means decreases the normal stress of life much more.  Living far below your means gives you […]

Living Far Below
 
 
The only way for you to provide for your later years is to live below your means.  If you want to have any hope of achieving financial independence you must live far, far below your means.  This is not a difficult concept to understand.  Although it is very simple, few people […]

Quotes On Debt – Part 4
 
 

If you think nobody cares if you’re alive, try missing a couple of car payments.
- Earl Wilson

Debt is the secret foe of thrift, as vice and idleness are its open enemies.
- James H. Aughey
 
The man who never has money enough to pay his debts has too much of […]