Stress Level
 
 
Living above your means creates high stress levels.  High stress levels affect your health, your spiritual life, your emotional health, your marriage and your financial life. 
 
Living within your means lessens this stress. 
 
Living below your means decreases the normal stress of life much more.  Living far below your means gives you […]

Living Far Below
 
 
The only way for you to provide for your later years is to live below your means.  If you want to have any hope of achieving financial independence you must live far, far below your means.  This is not a difficult concept to understand.  Although it is very simple, few people […]

Quotes On Debt – Part 4
 
 

If you think nobody cares if you’re alive, try missing a couple of car payments.
- Earl Wilson

Debt is the secret foe of thrift, as vice and idleness are its open enemies.
- James H. Aughey
 
The man who never has money enough to pay his debts has too much of […]

Quotes On Debt – Part 3
 
 
A public debt is a kind of anchor in the storm; but if the anchor be too heavy for the vessel, she will be sunk by that very weight which was intended for her preservation.
- Charles Caleb Colton
 
Debt is a prolific mother of folly and of crime.
- Benjamin […]

Quotes On Debt – Part 2
 
 
A mortgage casts a shadow on the sunniest field.
- Robert Green Ingersoll
If I owe Smith ten dollars, and God forgives me, that doesn’t pay Smith.
- Robert Green Ingersoll
At the time we were funding our national debt, we heard much about “a public debt being a public blessing”; that […]