Budgeting Insights
 
 
Budgeting is a valuable instrument to help you prepare in advance for the storms. Having a financial plan is absolutely essential in enabling you to manage your money, whether in “smooth flying” or in rough times. A financial plan will be a great help to you in making realistic decisions. Decisions must […]

Bring About Change by Remembering Practical Wisdom
 

Americans are blessed with a lot of cash flowing through our hands. Bring a halt to some of the flow.
Attack the problem aggressively with a plan. Your credit problems didn’t just […]

Bring About Change by Obeying God’s Principles
 
There are certain principles which, if followed, will lead to a peaceful and prosperous life:
 
“Blessings on all who reverence and trust the Lord— on all who obey Him! Their reward shall be prosperity and happiness” (Psalm 128:1-2 TLB).
 
1. You must never keep it all.
 
The first […]

Plastic—ATM card, debit cards and credit cards—are all stand-ins for money. They are not the real thing. They are just representatives, and often poor ones, when they represent debt.
 
Five reasons to pay cash!
 

Paying cash means making some lifestyle changes and sacrifices, but it will keep […]

Here are some small ways that you can bring about change to your financial situation. Many of these changes initially seem very minor. When collectively integrated into your life, however, these minor adjustments in thinking and action can result in major change.
 
Bring About Change by Making Small Sacrifices
 
You CAN do WITHOUT […]