Keep a written spending record.
Paying attention to your spending patterns will help you in the process of paying your bills with greater control and adherence to your goals. You may then discover some holes in your budget than can be plugged up.
Your thoughts on this subject?  Your comments appreciated!

The Cycle of Money 
There is a cycle to money and its use. Money can be similarly compared to the cycle of water in nature. Did you know that money is only profitable when it is used? If we are to live life abundantly as Christians, we must follow the scriptural principle of giving. Our measure […]

 
The Cycle of Nature 
The Scripture has this to say about the cycle of nature. “All streams flow into the sea, yet the sea is never full. To the place the streams come from, there they return again” (Ecclesiastes 1:7 NIV).
 
There is a cycle to the elements in nature as seen in God’s great creation. Take […]

Mother Teresa Quotes 
 
·       Being unwanted, unloved, uncared for, forgotten by everybody, I think that is a much greater hunger, a much greater poverty than the person who has nothing to eat.   
·       I am a little pencil in the hand of a writing God who is sending a love letter to the world. 
·       If you […]

Why I Pay With Cash
….and why you should too!
1.     If you pay cash, you are likely to be more careful in your purchase.

You may not make the purchase at all.
You may delay the purchase until you have enough cash.
You may decide there are other priorities for you cash.
You may press the vendor for a better […]